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Published papers.

Eight papers on mortgage investing, private capital and passive income in Canada — written by Ali Zaidi, Exempt Market Dealer (EMD), Drake Financial.

Image slot · author-portrait

Portrait of Ali Zaidi, natural light, direct to camera

Author credibility for YMYL content. One honest headshot outperforms any stock image on a finance page.

1200×900 · AVIF/WebP · lazy · alt: “Ali Zaidi, founder of Lendmax Capital”
29 April 2026 · MIC performance

Lendmax Capital MIC Finishes FY2025 Annual Dividend Returns 13.53%

Why Canadian investors are re-evaluating traditional strategies, the opportunity cost of idle capital, and how the corporation manages risk.

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1 April 2026 · Private capital

Why Small & Mid-Size Builders in Canada Must Embrace Private Capital

The consolidation effect, institutional lending bias, and the capital structures available to builders who want to control their own stack.

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15 April 2026 · Market structure

Publicly Traded Companies vs. Private Capital Investments: A Canadian Market Analysis

Volatility, fee drag and intermediation in public markets, against income generated by real economic activity in private ones.

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3 April 2026 · Strategy

How to Pay Down Your 30-Year Mortgage in 7 Years Using Passive Income

An equity reinvestment framework with three worked case studies, the arithmetic of rate arbitrage, and the risks of leverage.

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9 April 2026 · Passive income

Passive Income Through High Yield Investments in Canada

Defining yield properly, where MICs sit in the landscape, and why compounding turns income into a wealth engine.

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10 April 2026 · MIC vs REIT

The Pros and Cons of a Mortgage Investment Corporation vs a REIT in Canada

Liquidity versus stability, contractual income versus market pricing, and the tax treatment of each.

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15 April 2026 · Underwriting

How Lendmax Capital MIC Selects High Yield Investment Opportunities in Canada

Asset quality, borrower capacity and exit strategy — the three pillars, and why process outperforms prediction.

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13 April 2026 · Portfolio

How Canadians Are Losing Money by Not Diversifying Their Investments

Concentration risk in the Canadian investor profile, the illusion of safe investments, and the opportunity cost of inaction.

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