Speak to a mortgage broker
If you already have one, ask them to send the file to Lendmax. If you do not, your realtor, your lawyer or your current lender can refer one, and any brokerage licensed in your province can submit to us.
How to apply for a
private mortgage with Lendmax.
To apply for a private mortgage with Lendmax, go through a licensed mortgage broker or agent. That is not a formality — a broker who knows the file is what makes a two-hour pricing target possible. Here is how an application reaches our desk, and what happens next.
Published by Lendmax Capital MIC|Updated About our team
Step 01
Step 02
Your broker sends three things
A completed application, an appraisal of the property and your credit report. No income documents are required and there is no maximum GDS or TDS.
Step 03
You get one clear price
Rate, lender fee, legal costs and any holdback are set out in the commitment your broker reviews with you before you sign anything.
What we need from the property
- Residential, one to four units
- In Ontario, British Columbia or Alberta
- An appraisal from a recognised firm
- A repayment plan — a refinance, a sale, or a maturing term
What will not stop the file
- Bruised credit, collections or a past bankruptcy
- Self-employment a bank could not verify
- Property tax or mortgage arrears
- A private mortgage already registered on title
Already working with a broker?
Ask them to send the file to the address below. If you are a broker reading this, the submission page has everything you need.